Becoming a member

Anyone over 16 years of age can become a full credit union member provided that they are part of a 'common bond'. By law you have to be 18 years or over to receive a loan.

Toby Williams asked Chris Ruane why can't he become a member? Junior membership is available to those under 16 years of age and credit union membership is an excellent way of getting young people into the savings habit.

All credit unions are based on a 'common bond'. This means that all members have something in common with each other. Our common bond relates to anyone who lives or works in the county of Denbighshire south of the A55 can join our Credit Union.

If you are within our common bond, joining our Credit Union could not be easier. Simply follow the steps highlighted below. Once accepted, you will be asked to pay a small membership fee of £2.00 and then you can start saving regularly plus take advantage of all the benefits which membership offers.

Simple Steps to Membership

Please note - it is essential that you live or work in the County of Denbighshire south of the A55.

Step 1

Complete a membership application form, click on "Downloaded forms" here or on the left navigation bar.

Step 2

Provide two means of identification and at least 1 of these must show your current address.

For example: Acceptable proof of identification	For example: Acceptable proof of address

Drivers Licence	A utility bill i.e.gas, electric
Passport	Bank/Credit Card statement
Employers' ID pass with photo	Building Society passbook
Birth Certificate	Benefits Book
NHS Card	Council Tax bill

If you do not live in the County of Denbighshire but work or study here:

Please make sure you can provide additional documentation:

Students - A document stating you are studying at an educational establishment in Denbighshire.
Volunteers - A document from the organisation stating that you are completing voluntary work in Denbighshire.
Employees - A payslip or other document showing your name and the name and address of your employer.

Step 3

Post your application form to us or bring it to our office or one of the collection points with:

Your two means of identification
£2 membership fee and
Your first savings - a minimum of £1

Step 4

Registered Credit Union Office

19 Bridge Street, Denbigh, Denbighshire, LL16 3LF

Collection Points

19 Bridge Street, Denbigh - opposite the Plough
Naylor Leyland Centre, Ruthin
Healthy Living Centre, Corwen

See "Contact Information" link on left navigation bar for opening times of the above.

Step 5

Once your application for membership has been approved, you will be issued with a passbook and can start saving immediately and regularly. You can also save through a Standing Order mandate if you have a bank account - download a Standing Order mandate form, from the Download forms page or click here for your convenience.